Use this monthly budget worksheet to take control of your personal finances. This free printable can help you get on the track to financial freedom.
Free Monthly Budget Worksheet Printable
Once I got married I became a saver. Don't get me wrong - I was never a huge spender, but I had no problem spending $40+ on a shirt when I was in my 20's, knowing full well that I'd probably only wear it once. I also spent a fair amount of shoes, fancy purses, and other things I didn't really need. Luckily, I had a healthy dose of fear about credit card debt and I never spent more than I had available, but I know that isn't always the case for everyone. It's easy to rack up credit card bills, and it's really easy spend money when all you have to do is swipe a card. It wasn't until I was planning our wedding that I sat down and took a good look at where my money was going each month. I started using a monthly budget worksheet to see what I had coming in and what was going out. It was eye opening for sure and helped me get a handle on my personal finances. I wanted to enter my marriage on the right foot and on the same page as my husband, who's also a saver.
By using a budget worksheet for at least 2-3 months, you can evaluate trends in your spending and focus on certain areas where you can do better. Maybe you go to the grocery store 3-4 times a week and end up spending way more than you thought you were on groceries for your family. Maybe all those birthday parties for your children's school friends are costing you a small fortune. Simply printing out this budget worksheet and tracking your expenses will put things into better perspective for you.
Monthly Budget Worksheet
CLICK HERE to print out the free full size Monthly Budget Worksheet.
At the end of the month, evaluate your spending to see how you're doing. If you find that you're consistently spending more than you earn, or if you're not able to contribute to your savings or emergency fund, see where you can scale back. Perhaps you can shop around for a better car insurance rate? Maybe you can cut cable and subscribe to streaming service instead?
I hope this monthly budget worksheet works for you!
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